Charles Bischoff

Charles is a Head of the Finance Group. He leads the Specialty Finance team and co-heads the Fund Finance team. He specialises in specialty finance, fund finance, corporate lending, and general banking matters acting for financial institutions, private equity sponsors, investors and borrowers.

Finance Practice

Charles represents lenders and borrowers on complex and highly structured transactions, predominantly in the specialty finance, warehouse lending and fund finance spaces. He has a well-established lender practice advising on a number of different financings including in relation to facilities made available to financial institutions, funds and corporate borrowers.

Charles also has particular expertise in specialty finance and forward flow arrangements. He has advised lenders, borrowers, servicers, account banks, originators, purchasers and other parties on transactions across a range of sectors in this space including debt purchase, non-performing loans, mortgage-backed lending, unsecured consumer credit, asset finance, auto loans, debt collection and payment systems.

Industry recognition

As an internationally recognised name in the fund finance space, Charles sits on the Fund Finance Association's Content Committee and is a regular speaker and author on the topic. He most recently presented at the Fund Finance Association's Global Market Update. Charles is ranked in the Spotlight Table on Fund Finance by Chambers and Partners UK 2021.

Molo, the UK’s first fully-digital mortgage lender, on a forward flow arrangement as part of its £266 million debt and equity fundraising.
Quilam Capital on the provision of a term loan to UK SME finance platform Rocking Horse.
RBSI on subscription and NAV facilities.
Shawbrook Bank Limited and funds managed by Insight Investment on the provision of finance to the Glenhawk Group in order to support their origination of residential and commercial bridging loans.
Paragon Bank PLC on debt facilities made available to a special purpose vehicle in the Liberis group, a portfolio company of Blenheim Chalcot.

Investec Bank plc on a number of subscription, hybrid, NAV, secondaries, and GP support facilities made available to general partners and fund portfolio vehicles.
RBSI on the provision of multiple bridge term loans to SPV finco subsidiaries of a European private equity fund.
MT Finance on the sale of certain of its bridging loan assets to a global institutional investment manager.
Kaluga Investments S.á r.l. (a fund managed by Elliott Advisors) on the provision of a revolving credit facility to PerfectHome Capital, a special purpose vehicle in the Perfect Home Group to finance the acquisition of the beneficial title to loans originated by Temple Finance.
Citi on floating rate notes issued by a special purpose vehicle backed by The Paragon Group of Companies investment division, Idem Capital.

Charlie is always on hand to provide navigation around the most devilishly complex areas of speciality finance.

Charles takes a relationship-driven approach to his work, breaking down the most complex issues into the simplest terms with ease.

Charles is a very good relationship partner who is also very commercial. He explains things in a way that is easy for us to digest, getting the balance right between simplification and complexity.